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  Holiday Spending Is Expected to Increase; Consumers Are Still Paying for Last Year's Presents
Time: 17:42 EST/22:42 GMT | News Source: Microsoft Press Release | Posted By: Jonathan Tigner

Before heading to the mall on the busiest shopping day of the year, consumers should consider ways to avoid the classic holiday spending hangover. Recent statistics show that 54 percent* of U.S. consumers are still paying off credit card debt from the last holiday season. Yet economists predict that shoppers in this country will increase their holiday spending by 6.3 percent** this year.

From buying presents and traveling to entertaining and decorating, this weekend starts the season of overspending for many consumers. A few smart spending strategies plus an awareness of common holiday spending mistakes can help save them from paying for the holidays long into 2004. MP Dunleavey, award-winning columnist for CNBC on MSN® Money (http://money.msn.com/), offers the following simple steps to avoid the post-season doldrums:

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