It was 1982. Scott Cook was keeping his wife company as she sat at their kitchen table paying bills and balancing the checkbook. "I hate paying bills," she groused. "Really, Scott, this has got to be one of the most tedious, repetitious jobs around." It occurred to Cook that bill payment--writing checks and reconciling balances--was a chore a computer could do with ease. Personal computers were still a novelty then--IBM had introduced its PC only the previous year--and people were wondering what, besides spreadsheets and word processing, could be done with them.
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