#4, free for academic and non-profit use is not the same as free for everybody. It was not legal for you to use Netscape Navigator at home for personal use unless you were a student/educator. It was not legal for you to use Netscape Navigator in any commercial situation, even if you were a student writing $20 web sites after school. Years later, Netscape made Navigator free for everyone but continued charging for Communicator until acquired by AOL.
IE has always been free of charge, even if you were a Fortune 50 corporation rolling it out to 50,000 desktops worldwide, even if you were an ISP bundling it with your service as a way to add value to what you sell, even if you were an ISV like Intuit or Symantec distributing it with your software for sale. At one time, Microsoft required you to report the number of copies you redistributed each quarter, because IE was originally based upon Spyglass code, and Spyglass required royalties based upon number of copies distributed. Later, Microsoft bought out that royalty provision, so IEAK users don't have to report anymore. At no time have any IE or IEAK users been asked to pay for IE. If you get it with/for Windows, you do pay for Windows, but IE is also available for Unix (Sun Solaris and HP-UX) and MacOS. All versions for all platforms cost exactly $0.00.
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