Microsoft's server software is easy to install, loaded with features and fairly reliable. It may also be more costly to insure against hack attacks. J.S. Wurzler Underwriting Managers, one of the first companies to offer hacker insurance, has begun charging its clients 5 percent to 15 percent more if they use Microsoft's Windows NT software in their Internet operations. Although several larger insurers said they won't increase their NT-related premiums, Wurzler's announcement indicates growing frustration with the ongoing discoveries of vulnerabilities in Microsoft's products.
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