Thank you, Frank, for those very generous comments. I have enjoyed the world of philanthropy, and learning about that, trying to do a good job on that a great deal, and it's something I'll be spending more and more time on because of the great luck and success I've had in the world of technology. I wanted to mostly today focus on where technology is going. Six years ago in Chicago, 1997, I had a chance to talk to this group, and it was a fascinating time, because it was the beginning of what I termed at that time as the beginning of a gold rush. And certainly Microsoft got very swept up in that gold rush. It's easy to look back now and look at some acquisitions or things we did that in a normal calm time, very sober times that we have right now, maybe we wouldn't have done. And yet, what's been learned over these past six years, the new technologies that have been created, the access to information that's come out of that, I think is rather fantastic. And rather than simply focus on some of the panic, and devaluations, and the craziness, we ought to see it as a foundation to build on.